- APR: 5.99% - 35.99%
- Loan Term: 2 - 72 months
- Credit Score: Poor +
Best Personal LoanCompanies 2021
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The lending partners that appear on this site are companies from which we receive compensation. The compensation may impact how and where products appear on the site including the order in which they appear.
Ranking and order of products on the site are subject to change and the site does not include all lenders in the marketplace. Additional elements that impact our ranking include historical data such as the number of consumer visits to a partner site, loan applications percentage and funded loan percentage, the user device, operating system, location, the day of the week, time of day and self-assessed credit.
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Best matches based on your search
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- APR: 3.49% - 35.99%
- Loan Term: 3 - 144 months
- Credit Score: Poor +
- APR: 4.99% - 35.99%
- Loan Term: 24 – 84 months
- Credit Score: Fair +
- APR: 5.99% - 35.99%
- Loan Term: 2- 72 months
- Credit Score: Poor +
- Excellent support
- Diverse relief options
- Unsecured & secured obligations
Our Top Recommendations: The Best Lenders of 2021
- Best overall: LendingTree
- Best for excellent credit: Credible
- Best for bad credit: GuideToLenders
- Best loan marketplace:LendingTree and Credible
- Best for debt consolidation: LendingTree
- Best for larger loan amounts: Credible
- Best for loans under 5K: GuideToLenders
Understanding Your Loan: How to Calculate APR
The APR calculation on personal loans will vary depending on your lender, but it will typically be lower than what you would receive from a payday or short-term loan – usually starting at 10% and capping at 35.99%. It is not ideal to owe any money, but if you require a loan, then a personal loan could certainly be a viable option.
APR rates mentioned include associated fees.
Full repayment for the loans displayed range between 61 days to 180 months.
Representative example: assuming a loan of $10,000 over 60 months at a fixed rate of 3.1% per annum and fees of $60.00. This would result in a representative rate of 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.00.
One last thing before you go
If you need more information on the best personal loan options, read our reviews.
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