Rejection sucks, plain and simple, but you don’t have to suffer that indignation anymore. Lenders once held the power, so they could be as selective as they wanted regarding to whom they gave loans. But 2019 is a new era of lending, and the temperature is a lot warmer to borrowers, particularly those with bad credit.

That's not to say you'll get accepted for a loan no matter what your credit history looks like. It just means you have more options.

Here are 3 lenders to turn to when your credit is less than stellar.

1. Guide to Lenders

Best for: Comparing rates

  • Minimum Credit Score: All credit scores
  • Loan Amount: Up to $1,000 to $40,000
  • APR range: 4.99% - 35.99%

Why go with Guide To Lenders?

Guide to Lenders is a loan marketplace, specializing in matching poor-credit borrowers with the right lenders. It’s ideal if you want to fast track the loan application process and get funds quickly.

2. 5KFunds

Best for: Simple application

  • Minimum Credit Score: All credit scores
  • Loan Amount: Up to $500 to $35,000
  • APR range: 5.99% - 35.99%

Why go with 5K Funds?

5KFunds is another loan marketplace for borrowers with bad credit. With a simple online form that will prequalify you, 5KFunds gives the leverage back to consumers as lenders compete for their business.

View Rates at 5KFunds

3. LoansUnder36 

Best for: Borrowers who can’t get approved elsewhere

  • Minimum Credit Score:  All credit scores
  • Loan Amount: $500 to $35,000
  • APR range: 5.99% - 35.99%

Why go with LoansUnder36?

After an easy online application, LoansUnder36 offers borrowers a wide range of loan options and lenders through their marketplace.

View Rates at LoansUnder36

Not applying for a loan because you’re afraid of rejection? Compare the right lenders that work with bad credit and applicants like you, and stop living in fear at last.