Get approved, no matter your score. 

Millions of Americans use personal loans to consolidate debt or to get fast funds for large or unexpected purchases. As a result, online lenders have grown steadily in the past few years, offering a more streamlined and transparent process when compared to more traditional lenders, like banks.

Here are 3 loan companies that are trusted, industry leaders who can help you get the loan you need. (Note: Applying for a loan with any of the below companies will not affect your credit score).

1. Best for Any Credit Score:


  • Loan amount: up to $5,000 to $50,000
  • APR range: 3.99% - 35.99%
  • Get instant rates from up to 10 lenders
  • Long repayment terms available: 3 months - 15 years

Why go with LendingTree?

LendingTree operates as a loan marketplace, matching borrowers with the most relevant loan providers. LendingTree works with more than 1,500 lenders, so no matter your credit score, you can find a lender that will work with you.

The advantage here: Submit one loan application and receive up to 10 personalized offers - without having to wade through dozens of forms.


2. Best for Good/Fair Credit:

Lending Point

  • Loan amount: up to $3,500 to $40,000
  • APR range: 15.49% - 35.99%
  • Flexible underwriting process
  • Fast loan approval time

Why go with LendingPoint?

LendingPoint was established in 2014 to provide flexible, short-term funding to borrowers with good credit scores and a responsible financial history. LendingPoint takes a holistic view of the borrower’s entire financial situation, which enables them to offer lower APRs than other lenders.

The advantage here: LendingPoint’s multidimensional underwriting model enables it to evaluate risk fast so it can deliver loans quickly at the best possible rates.


3. Best for Poor Credit:


  • Loan amount: up to $1,000 to $40,000
  • APR range: 4.99% - 35.99%
  • Minimum credit score: All credit scores
  • Free to apply

Why go with AmOne?

AmOne, an established marketplace lender, offers a wide variety of loan options with great terms and rates through its network of lenders. The company works with a lot of bad-credit lenders, and borrowers can request as little as $1,000 or as much as $40,000.

The advantage here: Compare multiple terms, rates and loan options, in one place.

If you want more information or need help finding the personal loan that will fit your needs, check out our reviews of the best personal loan  companies of 2018. Or answer 5 questions to find the right lender for you.