A debt consolidation loan combines your debt into a single payment, making it simpler to manage your monthly debt expenses. But if you’re fretting over your credit score blocking the way to approval, don’t stress.

These loan marketplaces specialize in matching poor-credit borrowers with the lenders that will work them.

Best Overall

Speed is the name of the game with Guide to Lenders, whose turnaround time can be as quick as one day after approval. So if you’re in need of a loan now, whether it’s for medical bills, debt consolidation, or anything else, they’ve got you (quickly) covered.

  • All credit scores
  • Loan amount: From $1,000
  • APR: Starting from 4.99%

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Best for Rate Shopping

As an online marketplace, LendingTree is the best place for borrowers looking to browse and compare. With a large network of lenders, they’re the ideal site to find a loan that fits exactly your needs.

  • All credit scores
  • Loan amount: From $5,000
  • APR: Starting from 3.99%

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Best for Lowest Credit Scores

Take your pick with dozens of lenders through LoansUnder36’s vast network of partners. With just one streamlined application, you could be on your way to taking control of your finances.

  • Minimum credit score: All credit scores
  • Loan amount: From $1,000
  • APR: Starting from 5.99%

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Don’t let bad credit hold you back. You can get approved for a loan - you just need to know where to look.

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