Consolidate debt into a single payment and breathe easier

Managing multiple bills each month can be a game of Jenga - one wrong move and the entire structure crumbles. Consolidation makes it easier to stay on top of your finances - and can also save you thousands if you qualify for a lower interest rate.

These loan marketplaces specialize in matching borrowers with lenders that fit their financial needs: 

Best Overall: Lending Tree

  • Minimum Credit Score:  All credit scores
  • Loan Amount: Up to $5,000 to $50,000
  • Loan Term: 3 months - 15 years
  • APR range: 3.99% - 35.99%

As the largest marketplace, LendingTree provides access to more than 1,500 lenders - including traditional banks and alternative lenders such as credit unions and online lenders. 

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Best for Poor Credit: Loans Under 36

  • Minimum Credit Score: All credit scores
  • Loan Amount: Up to $500 to $35,000
  • Loan Term: 3 months - 6 years
  • APR range: 5.99% - 35.99%

Keep getting rejected because of your credit score? LoansUnder36 can help you find the lenders that will work with you - minus the sky-high interest rates. The 36 in the lender’s name refers to the annual interest rate - the company only works with lenders who offer loans under 36% APR.

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Best for Good Credit: Credible

  • Minimum Credit Score: All credit scores
  • Loan Amount: Up to $5,000 to $100,000
  • Loan Term: 24-84 months
  • APR range: 4.99% - 35.99%

If you have good credit, Credible offers loans of up to $100,000 with no origination fees and competitive rates. Another plus: You can get funded in as little as one day, which is a great benefit if you're itching to consolidate.

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Best for Fast Funding: Guide to Lenders

  • Minimum Credit Score: All credit scores
  • Loan Amount: Up to $1,000 to $40,000
  • Loan Term: 2 months - 15 years
  • APR range: 4.99% - 35.99%

Since 2005, GuidetoLenders has been connecting borrowers and lenders to the tune of over $16 billion in loan funding. instead of waiting on a long, tedious process, you can get your funds in as little as 1 day from approval. 

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Using a personal loan to pay off multiple debts is a smart way to get a handle on your finances, but it shouldn’t be the only step you take towards building a stronger financial future. Consider the cash injection as a launch pad to start a savings plan, budget and build up your credit score.

Still not sure which lender is right for you? Take our short quiz to find out.