Getting the funds to renovate your home has never been easier

The cost of planning a home renovation project can climb to astronomical heights, making it difficult for the average homeowner to begin their project, let alone finish it on schedule. For this reason, more and home homeowners are turning to personal loan services to fund their renovation projects. Personal loans require no collateral, so you can receive the money you need without putting down a security deposit.

The catch is that with so much demand for these kinds of personal loans, there are so many options with varying requirements and terms.

To make it easy, we’ve put together the best online lenders and lending marketplaces for financing your next big project.

Lending Tree

  • Minimum Credit Score:  629
  • Loan Amount: Up to $50,00
  • Loan Term: 3 months - 15 years
  • APR range: 4.69% - 35.99%

Why go with LendingTree? LendingTree operates as a loan marketplace, matching borrowers with the most relevant loan providers within their network of more than 1,500 lenders. The sheer size of their network makes LendingTree especially popular with homeowners who want to explore as many offers as possible before they take the plunge and begin their renovation.

The key advantage with LendingTree is that you’ll submit only one loan application and in turn receive multiple offers, without having to wade through dozens of forms on your own.


  • Minimum Credit Score:N/A
  • Loan Amount: Up to $40,00
  • Loan Term: 2 months - 15 years
  • APR range: 4.99% - 35.99%

Why go with AmOne? AmOne is another loan marketplace that’s ideal for borrowers with average to poor credit who need funds quickly. If you’re looking to cover unexpected costs last minute, this may be perfect for you. Their simple application also allows you to shop around without having to visit every single lender individually.

Loans Under 36

  • Minimum Credit Score: N/A
  • Loan Amount: Up to $35,00
  • Loan Term: 3 months - 6 years
  • APR range: 5.99% - 35.99%

Why go with LoansUnder36? Another loan marketplace, LoansUnder36 is ideal for borrowers who have less than ideal credit. This means that your credit score doesn’t have to stand between you and the home renovation you want. The 36 in the lender’s name refers to the annual interest rate - the company only works with lenders who offer loans under 36% APR.

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  • Minimum Credit Score: 680
  • Loan Amount: Up to $100,000
  • Loan Term: 2 - 7 years
  • APR range: 4.99%-35.99%

Why go with Credible? ​​Credible is ideal for anyone who needs a loan and doesn’t know where to start. They speeds up the process of hunting for a suitable personal loan by sending your application to multiple providers at the same time. You then receive 6 preliminary loan offers to compare and choose from.

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Lending Point

  • Minimum Credit Score:  600
  • Loan Amount: Up to $25,00
  • Loan Term: 2 months - 15 years
  • APR range: 15.49% - 35.99%

Why go with LendingPoint? LendingPoint is a direct lender that works with couples who have average to bad credit. Funding with LendingPoint is fast. Borrowers can receive the loan amount by the next business day. This makes LendingPoint unique and popular with people with fair credit who are looking for a trusted option that can get them the funds they need for their renovation fast.