Compare the best personal loan services for dealing with student debt

Millennials catch a lot of flack about their social media usage, work ethic, and spending habits, but the truth is they’ve faced economic challenges that Baby Boomers and Gen Xers never did. The financial collapse in 2008 happened just as most millenials were still in college and the student debt they’re carrying far surpasses any kind of debt their parents or grandparents had at the same age.

But the good news, Millennials, is that you have flexibility and choices that previous generations never did. Even with student burdensome debt, you have personal loan options at good rates that can help you get your student loan repayments under control.

Lending Tree

  • Minimum Credit Score:  629
  • Loan Amount: Up to $50,00
  • Loan Term: 3 months - 15 years
  • APR range: 4.69% - 35.99%

Why go with LendingTree? LendingTree operates as a loan marketplace, matching borrowers with the most relevant loan providers within their network of more than 1,500 lenders. The sheer size of their network makes LendingTree especially popular with borrowers who want to explore as many offers as possible before they make any final decisions.

The key advantage with LendingTree is that you’ll submit only one loan application and in turn receive multiple offers, without having to wade through dozens of forms on your own.

AmOne

  • Minimum Credit Score:N/A
  • Loan Amount: Up to $40,00
  • Loan Term: 2 months - 15 years
  • APR range: 4.99% - 35.99%

Why go with AmOne? AmOne is another trusted loan marketplace that’s ideal for borrowers with average to poor credit who need funds quickly. If you’re looking for last-minute cash flow, this may be the best option for you. Their simple application also allows you to shop around without having to visit every single lender individually.

Loans Under 36

  • Minimum Credit Score: N/A
  • Loan Amount: Up to $35,00
  • Loan Term: 3 months - 6 years
  • APR range: 5.99% - 35.99%

Why go with LoansUnder36? Another loan marketplace, LoansUnder36 is ideal for borrowers who have less than ideal credit. This means that your credit score doesn’t have to stand between you and a debt free future. The 36 in the lender’s name refers to the annual interest rate - the company only works with lenders who offer loans under 36% APR.

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Credible

  • Minimum Credit Score: 680
  • Loan Amount: Up to $100,000
  • Loan Term: 2 - 7 years
  • APR range: 4.99%-35.99%

Why go with Credible? ​​Credible is ideal for anyone who needs a loan and doesn’t know where to start. They speeds up the process of hunting for a suitable personal loan by sending your application to multiple providers at the same time. You then receive 6 preliminary loan offers to compare and choose from.

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Lending Point

  • Minimum Credit Score:  600
  • Loan Amount: Up to $25,00
  • Loan Term: 2 months - 15 years
  • APR range: 15.49% - 35.99%

Why go with LendingPoint? LendingPoint is a direct lender that works with couples who have average to bad credit. Funding with LendingPoint is fast. Borrowers can receive the loan amount by the next business day. This makes LendingPoint unique and popular with people with fair credit who are looking for a trusted option that can get them the funds they need to pay off their debts.