Poor credit no longer means rejection. Find out if you qualify.

Poor credit used to mean rejection. Lenders held the power and could be as selective as they wanted.

But today we’re in a new era of online lending with lenders competing for your business - even when you have a poor credit history.

While your options will still be determined by your credit score, you have options and it’s up to you to compare them to find the best loan for you.

That’s where these 3 online lenders come in.They make it possible to compare your options and find the best lender for you.

1. 5KFunds

Best for: Competitive rates on loans up to $35,000

Why 5K Funds?

With a straightforward online form that will prequalify you, 5KFunds gives you the leverage as numerous lenders compete for your business.

Do I qualify?

To qualify you need:

  • Minimum Credit Score: All credit scores
  • No minimum income
  • Proof of employment
  • At least 18 years old

Compare Rates at 5KFunds

2. GuideToLenders

Best for: Borrowing up to $40,000 w/ poor credit

Why GuideToLenders?

GuideToLenders is a loan marketplace, specializing in matching poor-credit borrowers with lenders. It’s ideal if you have poor credit and want to fast track the loan application process.

Do I qualify?

To qualify you need:

  • Minimum Credit Score: All credit scores
  • No minimum income
  • At least 18 years old

View Rates at GuideToLenders

3. LoansUnder36

Best for: Poor credit

Why LoansUnder36?

Another loan marketplace, LoansUnder36 is ideal for borrowers who have less than ideal credit. The 36 in the lender’s name refers to the annual interest rate - the company only works with lenders who offer loans under 36% APR. Lenders who offer interest rates above 36% should only be considered if you have poor credit.

Do I qualify?

To qualify you need:

  • Credit score of All credit scores
  • Annual income of $20,000+
  • 1 year of consistent employment
  • No bankruptcies

Apply at LoansUnder36 now