Debt Consolidation:
Compare the Top Lenders

Consolidate debt into a single
payment and breathe easier.

We receive referral fees from partners|

Advertising Disclosure

|

How We Rank

Best matches based on your search
x
  • APR: 5.99%-35.99%
  • Credit Score: Poor +
  • Loan Term: 3-72 months
  • APR: 3.49% - 35.99%
  • Credit Score: Poor +
  • Loan Term: 3 - 144 months
  • APR: 4.99% - 35.99%
  • Credit Score: Fair +
  • Loan Term: 24 – 84 months
  • APR: 5.99% - 35.99%
  • Loan Term: 2- 72 months
  • Credit Score: Poor +

Our Top Recommendations: The Best Lenders of 2020

 

 

 

Debt Relief Vs. Debt Consolidation: What’s Right For You?

 

Debt relief is for those who have a large amount of debt from multiple creditors and no other options to pay it back. Debt relief services negotiate with creditors on behalf of the customer to eliminate or reduce debt. 
 
The best debt relief service:

Freedom

  • Minimum debt amount: $25,000
  • Free debt evaluation
  • The nation’s largest debt negotiator 

 
Freedom offers a unique customer-focused debt relief program. After a free debt evaluation with one of Freedom’s friendly Certified Debt Consultants, customers receive a personalized debt relief program, designed to maximize savings, shorten repayment time and identify a comfortable monthly program deposit. 
 
Free Consultation
 
 Debt consolidation refers to taking out a single personal loan to pay off existing debts - most commonly used for credit card debt. Debt consolidation makes it simple to manage your monthly debt payments, stay on top of your finances and reduce costs. 
 
The best lenders for debt consolidation:

 
1. LendingTree

  • Minimum Credit Score: 629
  • Loan Amount: Up to $50,000
  • Loan Term: 3 months - 15 years
  • APR range: 4.69% - 35.99%

View Rates

 

2.  LoansUnder36

  • Minimum Credit Score: N/A
  • Loan Amount: Up to $35,000
  • Loan Term: 3 months - 6 years
  • APR range: 5.99% - 35.99%

View Rates                                                                                                                                                                                                                                                                   

3. Credible

  • Minimum Credit Score: 739
  • Loan Amount: Up to $100,000
  • Loan Term: 2-7 years
  • APR Range: 4.99%-35.99%

View Rates


4. Monevo

  • Minimum Credit Score: 450
  • Loan Amount: Up to $100,000
  • Loan Term: 3 months - 8 years
  • APR Range: 3.99%-35.99%

View Rates


One last thing before you go: How to Calculate APR

 

The APR (Annual Percentage Rate) on personal loans will vary anywhere between 3% - 35.99%  
 
Representative interest example: consider a loan of $10,000 over 60 months at a fixed rate of 3.1% APR and $60.00 in fees. The representative rate would be 3.3% APR, with monthly repayments of $180.80, for the total amount paid coming to: $10,848.00.
 
Whether you choose debt consolidation or debt relief, you have options. Explore the options above and get on the path towards a debt-free future. 
 
 
To get one step closer towards debt-free living, check out our top provider: Freedom